Conventional Loans

Lucas Adams, President/CEO at Kalani Capital

Lucas Adams, President/CEO

Kalani Capital

Phone: (907) 982-8002

Email: [email protected]

NMLS# 2107661

Company NMLS# 1660690

Licensed in: AK

Conventional Loans

Conventional Loans

What Are Conventional Loans?

Requirements

2026 Conventional Loan Limits

Frequently Asked Questions

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Traditional Financing

The most popular home financing option in America. Flexible terms, competitive rates, and the traditional mortgage solution trusted by millions of borrowers.

Conventional loans are traditional mortgages not backed by government agencies like FHA, VA, or USDA. They offer the most flexibility and are ideal for borrowers with good credit and stable income. As the backbone of American home financing, they represent over 75% of all mortgage originations.

Down payments as low as 3% for qualified first-time buyers.

Explore your conventional loan options and find the perfect financing solution for your home.

National expertise with an Alaskan heart. Kalani Capital delivers tailored mortgage solutions backed by local knowledge and veteran-led integrity.

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