Meet Lucas Adams — Palmer native, Alaska Air National Guard veteran, and President of Kalani Capital. A disciplined, community-first mortgage brokerage serving Alaska with VA, FHA, Conventional, and Jumbo loans.
About Lucas Adams & Kalani Capital | Palmer, Alaska Mortgage Broker
Meet Lucas Adams — Palmer native, Alaska Air National Guard veteran, and President of Kalani Capital. A disciplined, community-first mortgage brokerage serving Alaska with VA, FHA, Conventional, and Jumbo loans.
Locally Rooted. Relentlessly Committed.
Built by the Community, For the Community
Service, Discipline, and Integrity — From the Military to Your Mortgage
The Real Lucas
10 Minutes From the Office
The Flag Run
Office Soundtrack
Current Read
The Fuel
What We Stand For
Meet the Team
Lucas Adams
Michael Miller
Work With a Team That Gives a Damn
Loan Programs
Search for Homes
About Kalani Capital
A Palmer-based mortgage brokerage built on the belief that the people who raise our community deserve a team that puts them first.
Established in Palmer, AK
Kalani Capital
An independent mortgage brokerage serving Alaskan families with integrity, tenacity, and a deep respect for the community we call home.
Licensing
NMLS#
Company NMLS#
Our Story
Kalani Capital is not a corporate call center or a bank branch. We are a locally owned and operated mortgage brokerage right here in Palmer, Alaska. We know the terrain — the neighborhoods, the market cycles, the lenders who actually understand Alaskan properties — because we live here too.
We put our clients first. That is not a slogan on a poster. It is the filter we run every decision through. When we shop your loan across dozens of lenders, we are not chasing a commission — we are chasing the rate, term, and structure that actually fits your life. We work relentlessly, often burning the midnight oil to make sure your closing stays on track and your stress stays low.
You will also find us out in the community — volunteering our time, sponsoring local events, and doing the quiet work of growing the very community that built us. We believe a mortgage company should give back more than it takes. That is the Kalani way.
Proudly Veteran Owned
Lucas Adams was born and raised right here in Palmer, Alaska — the son of hardworking parents who taught him that nothing worth having comes easy. His father spent over 25 years as an Alaska State Trooper, instilling in Lucas a deep respect for duty, structure, and showing up when people need you most. That upbringing is the backbone of how Lucas leads Kalani Capital today.
After high school, Lucas joined the Alaska Air National Guard, where he served as a medic and received extensive training in emergency medicine and trauma care. In high-stakes moments — when seconds matter and there is no room for error — Lucas learned to assess fast, act decisively, and keep a cool head under pressure. Those same instincts now drive how he runs your mortgage: he spots problems before they become delays, moves fast when the clock is ticking, and never leaves a client hanging.
Outside the office, you will find Lucas in the Alaska backcountry — hunting, fishing, or exploring the same rugged terrain his clients call home. He is relentless about fitness, treating his daily workouts as training for the long hours and mental stamina required to close tough loans. He is also an avid stock investor, constantly studying markets, analyzing data, and thinking several moves ahead. That same strategic mindset is what he applies to every rate lock, every lender negotiation, and every pre-approval strategy he builds for his clients.
We have built a team that mirrors his own ethos: disciplined, prepared, and wired to perform when the pressure is on. Whether you are a first-time buyer nervous about every step, or a veteran using your VA benefit for the third time, you are getting a leader who treats your loan like a mission — because that is the only way he knows how to work.
Off the Clock
Behind the NMLS number and the rate sheets is a guy who runs downtown with an American flag, blasts finance podcasts at full volume, and believes a White Monster and a breakfast burrito are the ultimate universal currency.
Home Base
Lucas lives just ten minutes from the Kalani Capital office — which means when your closing is on fire at 7 PM, he is already halfway there. He shares his home with his soon-to-be fiancée and two dogs who have no respect for his work schedule.
If you see someone sprinting through downtown Palmer with an American flag flying behind them, that is not a parade — that is Lucas on his morning run. No music. No podcast. Just pavement, pace, and patriotism.
Daily Ritual
Walk into the Kalani Capital office on any given day and you will hear finance podcasts blasting at a volume that suggests Lucas thinks the stock market can hear him. He absorbs market intel the way most people absorb coffee — constantly and without apology.
Ambient Office Noise
Lucas's favorite book series right now is Dungeon Crawler Carl — a darkly hilarious sci-fi fantasy about a guy who accidentally enters a galactic dungeon competition with his ex-girlfriend's cat as a companion. It is chaotic, absurd, and somehow profound. Just like underwriting sometimes feels.
Book Series
Give Lucas a White Monster and a breakfast burrito, and he will show up anywhere, anytime, ready to work. It is his unofficial contract rider — the bare minimum currency required to unlock his full, relentless energy.
Our Values
Four principles that guide every pre-approval, every rate quote, and every closing we touch. These are not aspirational — they are operational.
The People
President / CEO
A Palmer native, Alaska Air National Guard veteran, and trained medic who brings battlefield precision to every mortgage. When Lucas is not negotiating rates or closing loans, he is in the gym, in the woods, or studying the market — because preparation is a lifestyle, not a job requirement.
Loan Officer
Master of the outdoors. Brings an expedition-grade approach to tracking down and tackling mortgage obstacles — no trail too rugged, no approval out of reach.
Whether you are buying your first cabin or refinancing the family home, we will treat your loan like it matters — because to us, it does.
Elegant mortgage solutions tailored to your unique financial goals. Independent broker advantage.
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Contact
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- {mobileMenuOpen && Loan Programs Search for Homes About Kalani Capital Locally Rooted. Relentlessly Committed. A Palmer-based mortgage brokerage built on the belief that the people who raise our community deserve a team that puts them first. Established in Palmer, AK Kalani Capital An independent mortgage brokerage serving Alaskan families with integrity, tenacity, and a deep respect for the community we call home. Our Story Built by the Community, For the Community Kalani Capital is not a corporate call center or a bank branch. We are a locally owned and operated mortgage brokerage right here in Palmer, Alaska. We know the terrain — the neighborhoods, the market cycles, the lenders who actually understand Alaskan properties — because we live here too. We put our clients first. That is not a slogan on a poster. It is the filter we run every decision through. When we shop your loan across dozens of lenders, we are not chasing a commission — we are chasing the rate, term, and structure that actually fits your life. We work relentlessly, often burning the midnight oil to make sure your closing stays on track and your stress stays low. You will also find us out in the community — volunteering our time, sponsoring local events, and doing the quiet work of growing the very community that built us. We believe a mortgage company should give back more than it takes. That is the Kalani way. Meet Our Team Proudly Veteran Owned Service, Discipline, and Integrity — From the Military to Your Mortgage Lucas Adams was born and raised right here in Palmer, Alaska — the son of hardworking parents who taught him that nothing worth having comes easy. His father spent over 25 years as an Alaska State Trooper, instilling in Lucas a deep respect for duty, structure, and showing up when people need you most. That upbringing is the backbone of how Lucas leads Kalani Capital today. After high school, Lucas joined the Alaska Air National Guard, where he served as a medic and received extensive training in emergency medicine and trauma care. In high-stakes moments — when seconds matter and there is no room for error — Lucas learned to assess fast, act decisively, and keep a cool head under pressure. Those same instincts now drive how he runs your mortgage: he spots problems before they become delays, moves fast when the clock is ticking, and never leaves a client hanging. Outside the office, you will find Lucas in the Alaska backcountry — hunting, fishing, or exploring the same rugged terrain his clients call home. He is relentless about fitness, treating his daily workouts as training for the long hours and mental stamina required to close tough loans. He is also an avid stock investor, constantly studying markets, analyzing data, and thinking several moves ahead. That same strategic mindset is what he applies to every rate lock, every lender negotiation, and every pre-approval strategy he builds for his clients. We have built a team that mirrors his own ethos: disciplined, prepared, and wired to perform when the pressure is on. Whether you are a first-time buyer nervous about every step, or a veteran using your VA benefit for the third time, you are getting a leader who treats your loan like a mission — because that is the only way he knows how to work. Veteran Owned & Operated • Palmer, Alaska Off the Clock The Real Lucas Behind the NMLS number and the rate sheets is a guy who runs downtown with an American flag, blasts finance podcasts at full volume, and believes a White Monster and a breakfast burrito are the ultimate universal currency. 10 Minutes From the Office Home Base Lucas lives just ten minutes from the Kalani Capital office — which means when your closing is on fire at 7 PM, he is already halfway there. He shares his home with his soon-to-be fiancée and two dogs who have no respect for his work schedule. Soon-to-be fiancée Two dogs The Flag Run If you see someone sprinting through downtown Palmer with an American flag flying behind them, that is not a parade — that is Lucas on his morning run. No music. No podcast. Just pavement, pace, and patriotism. Daily Ritual Office Soundtrack Walk into the Kalani Capital office on any given day and you will hear finance podcasts blasting at a volume that suggests Lucas thinks the stock market can hear him. He absorbs market intel the way most people absorb coffee — constantly and without apology. Ambient Office Noise Current Read Lucas's favorite book series right now is Dungeon Crawler Carl — a darkly hilarious sci-fi fantasy about a guy who accidentally enters a galactic dungeon competition with his ex-girlfriend's cat as a companion. It is chaotic, absurd, and somehow profound. Just like underwriting sometimes feels. Book Series The Fuel Give Lucas a White Monster and a breakfast burrito, and he will show up anywhere, anytime, ready to work. It is his unofficial contract rider — the bare minimum currency required to unlock his full, relentless energy. White Monster Breakfast Burrito Our Values What We Stand For Four principles that guide every pre-approval, every rate quote, and every closing we touch. These are not aspirational — they are operational. The People Meet the Team View full team President / CEO Lucas Adams A Palmer native, Alaska Air National Guard veteran, and trained medic who brings battlefield precision to every mortgage. When Lucas is not negotiating rates or closing loans, he is in the gym, in the woods, or studying the market — because preparation is a lifestyle, not a job requirement. View Profile Loan Officer Michael Miller Master of the outdoors. Brings an expedition-grade approach to tracking down and tackling mortgage obstacles — no trail too rugged, no approval out of reach. View Profile Work With a Team That Gives a Damn Whether you are buying your first cabin or refinancing the family home, we will treat your loan like it matters — because to us, it does. Get in Touch Elegant mortgage solutions tailored to your unique financial goals. Independent broker advantage. Navigation Contact © {branding.privacyPolicyUrl && Privacy Policy
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